Fintech · Risk · Systems

Brian Byagaba

I lead Fintech at the Financial Services Regulatory Authority (FSRA) of ADGM, the international financial centre of the Abu Dhabi, where I spend most of my time exploring how best to manage risks in financial systems once people, incentives and constraints are involved.

Abu Dhabi

hello@byagaba.com

Approach

Structure before solutions

Rather than starting with answers, I start with structure that unpacks the problem—what's really going on beneath the surface. Most of today's financial challenges aren't new; they're familiar patterns in modern form.

What I explore

Finance and technology in practice, not theory
Risk, incentives, and second-order effects
Human behavior in financial decision-making
Historical patterns that quietly repeat

25 Years Across Risk in Finance & Technology

ADGM Barclays CBI MTN Pattamar (failed startup) PwC

Regulation · Banking · Advisory · Telecoms

Africa · Middle East · Europe

Speaking & Engagement

Digital Asset Regulation Emerging Technology DeFi Crypto Market Structure Cybersecurity AI Regulatory Sandboxes Open Finance

Recent venues include

Abu Dhabi Finance Week Financial Stability Board Arab Monetary Fund IOSCO Token2049 GITEX

Current Roles

Head of Fintech

FSRA of ADGM

Abu Dhabi

Independent Non-Executive Director

Board Risk Committee

KSA

Let's talk

I read every message. Whether it's about ADGM, geeking out on Fintech stuff, speaking engagements, or just an interesting idea—I'm listening.